First off, the floral design is *chef’s kiss*—it makes budgeting feel less like a chore and more like a cozy ritual. The 9x12 size is perfect—fits in my tote for coffee-shop planning sessions but doesn’t hog desk space.

The 14 pockets? Lifesavers. I toss unpaid bills in the monthly slot and scribble due dates right on the pocket flap. No more late fees from buried envelopes! Though heads-up: if you’re stuffing 20+ pages/month like one reviewer, the pockets might protest (I average 8 and they hold up fine).

The spiral binding survived my backpack chaos, but I winced reading about the shipping mishap—mine arrived in a box, thankfully. Pro tip: Use the included stickers to label tax docs—April-me thanked past-me for that.

Wishlist: A built-in calendar page would be clutch, but I sticky-note one on the cover. Still, for under $20, this keeps my ADHD brain from double-paying bills (RIP that one Verizon incident). 10/10 for pretty + practical.